Pregnancy is a package of joy for the expecting mother, but concerns over financial matters can be quite perturbing and troublesome. The prenatal and postnatal period can prove to be highly expensive, especially for single or income earning mothers. Expenses like food or baby supplies, medical care, housing, college, nutrition, paying debts and others require financial assistance. The U.S. government thus, provides social programs, loans, grants for expecting mothers through several federal, local and state agencies for the best aid possible during these crucial periods.

Housing Grants

For birthing or expecting mothers and their children, the U.S. government offers housing assistance for an affordable and secured living. Moreover, the government also helps pay off housing debts, overdue mortgage or rents. The Florida Department of Children and Families extend aid to pregnant mothers to pay their due mortgage, to secure funds for rent and afford a living. You may also check the Home Energy Assistance Programs, HUD and Grants.gov site for the multiple grants offered. Moreover, several nonprofit organizations, charities, local and state agencies and women care associations also offer many housing options to choose as per your requirement.

Educational Grants

Several married women, single mothers and pregnant mothers are looking forward to attending college to attain higher degrees for a financially secured living. However, it can be an expensive decision and cost prohibitive for the mothers handling multiple responsibilities. Birthing mothers can now apply for federal student aid affiliated by the U.S. Department of Education under the grant Free Application for Federal Student Aid (FAFSA). The U.S. government has initiated several other grant programs to help them attain their educational qualifications with the financial assistance required to meet the expenses of learning.

· Scholarships For Moms

· Patsy Takemoto Mink Program

· Emerge Scholarship Program

· Academic Competitiveness Grant

· Julianne Malveaux Scholarship

· R.O.S.E. Scholarship

· Pell Grants

· Women’s Independence Scholarship Program

· The Jeannette Rankin Foundation Scholarships

· American Association of University Women

· SWE Scholarship Program

Health, Nutrition and Food Grant

Pregnant mothers often need medical, nutritional and health care for both, the child and herself. The country offers a plethora of federal and state government programs that meet the expenses of the prenatal and postnatal care. The ‘Maternal and Child Health Services Block Grant to the States’ provided by the Department of Health and Human Services endows pregnant women with health care benefits. Being an expectant mother you can now look for pregnancy, health, nutrition, insurance and other such programs with ease in your state and avail the benefits. Another important grant – ‘Commodity Supplemental Food Program’ offers food to below or low income pregnant women through the state agencies. Just contact your State Department of Health. Some essential agencies offering health resources are:

· Child Welfare Agency

· Food Stamp Program

· Child Nutrition Programs

· Women Infants and Children Program

· Child Health Insurance Program

· Department of Education

· Food Banks

· Breast and Cervical Cancer Detection programs

· Medicaid

Personal Grants

Pregnancy period can prove to be challenging for mothers with low income or financial crisis. You may require a potential source for grants or loans that will help to meet with the expenses and the extra costs of your personal needs like medical, baby care, health, equipment purchasing, shelter, baby supplies etc.

Pregnancy Assistance Fund (PAF) offered from the Office on Adolescent Health (OAH) provides support for expectant and parenting teens and women. The funds are provided to programs offering support for completion of secondary and higher education, improve planning in pregnancy, impart parenting training and improve health of mothers and babies. Maximum amount of $1,500,000 are provided for such programs.

Pregnant Women Support Act is another such source of funding for agencies which offer programs to educate women, help clinics in procuring ultrasound equipment and also offer alternatives to abortion.

If you are an expecting mother with tight financial condition then look for the multiple grants and loans reserved for you and your baby. Approach your local or state agencies for grants for pregnant women and have an unstressed and happy birthing experience.

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